What should I do when I receive policy addenda or updated declarations?
File any addenda along with your current policy as they collectively form a complete agreement. If a new policy is finally printed, it will replace the prior policy and all addenda. Another type of document periodically issued is a summary of policy declarations, which is not the actual policy but a statement of your current elected coverage. Remove only the prior declarations and replace with the new. When replacing any declarations, addenda or expired policies, you may re-file these documents as explained here.